Monday, April 30, 2012

Improving your credit score without gimmicks - CBS News

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CBS News


Improving your credit score without gimmicks

CBS News


(MoneyWatch) Chat boards and web sites are filled with tricks and gimmicks to improve your credit score. One gimmick that gets a lot of attention is the practice called credit piggybacking. This is where one person, sometimes for a fee, agrees to add ...



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Saturday, April 28, 2012

Community Corner: YMCA Healthy Kids Day, sheep shearing - The Seattle Times

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TheAlternativePress.com


Community Corner: YMCA Healthy Kids Day, sheep shearing

The Seattle Times


Community events for the weekend of April 28-29, 2012, include YMCA Healthy Kids Day, Children's Day/Book Day and Kelsey Creek Sheep Shearing. No comments have been posted to this article. Health, safety and nutrition activities and information, ...


Fast Food: Stop in at the Healthy Kids Day on Saturday

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Thursday, April 26, 2012

Ohio to get $10 million in flu pandemic money - Dayton Business Journal:

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The predicts that a more severe strain of H1N1 more commonly known asswind flu, will develop in the new few months. Ohio’zs $9.8 million share is part of a $260 million federal program that was started by the in lightf of an uptick in the number of flu illnessex throughout the countrythis spring. Over the next few weeks, the Ohio Departmeng of Health in conjunction with 130 locap health departments throughout the state will determine what projects and activities will see the The state Department of Health said the federap government is expected to provides a free H1N1 vaccine to states so the granyt money will not be used to buy medicak supplies of vaccines orantiviral medicines.
From 2005 to 2008, Ohio receivedc more than $19 million for pandemic planning. More information aboutt pandemic flu can be foundat http://www.odh.ohio.gov.

Tuesday, April 24, 2012

Bills hire new sales, marketing exec - Business First of Buffalo:

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Popko replaces Pete Guelli, who left the Bills earlier this to join the staf f ofthe . Popko, who will be movinbg to Buffalo from was a senior vice presidentat IMG, overseeing its major golf IMG is among the largest sports marketing agencies. Beforee joining IMG, Popko was employefd by the working onthe team’s business strategiess and partnerships when they returnee the NFL in 1998. Popko also worked on sales and sponsorshipp for the San Francisco 49ersand . The Billzs had more than 120 corporate sponsorselast year.
“Bruce has a long historuy of success in both the and the sports marketing industry and we are looking forwarcd to having him continue the developmenyt and growth of ourbusiness strategies,” Russ Bills chief operating officetr and general manager, said in a prepared release. Popko will startf with the Bills earlynext month. He and his family will be relocatedrfrom Cleveland.

Monday, April 23, 2012

Reports: U.S. probes Silicon Valley tech giants' hiring - Business First of Buffalo:

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The Washington Post and New York Times reported late on Tuesda y that the antitrust probw is centered onwhether (NASDAQ:GOOG), (NASDAQ:AAPL), (NASDAQ:YHOO), and others agrees not to recruit each other's employees. The stories citedf unnamed sources the papers said are familia r withthe matter. The investigation is reportedlyh in itsearly stages, with the papers sayingf that the government has requested documents and information from targeted companies. The inquiryt is seen as another sign that the Obama administration will be more aggressivr on antitrust laws than his predecessor and Silicon Valleh tech firms are a focus ofthat attention.
The Justice Departmen is currently also investigatingh a proposed settlementbetween Google, author and publishers to resolvre a copyright dispute, the Wall Street Journal has reporter citing unnamed sources. The Federal Tradee Commission has also asked questions about whether havingh Google CEO Eric Schmidt and formefGenentech Inc. CEO Art Levinson on both the Apples and Google board is a violation ofantitrust

Saturday, April 21, 2012

Monell's files Chapter 11 bankruptcy - Nashville Business Journal:

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The beloved "meat n’ three" restaurant came to an impassr with its bank negotiating a refinance of its main which is worth more thanits debt, Monell’sz attorney Ernest Williams says. “Monell’e obligation to its principal creditor matured. The bankrupty is to alloww Monell breathing space to obtaibn replacement loans or to reorganize througha bankruptcy-courty confirmed plan of reorganization,” says WIlliams, of .
He addedd that Monell’s is solvent, paying its debts as they come due, and operationd would not change duringthe “It should be able to continue to deliver the same qualitgy restaurant and catering service it has come to be known for,” he says. The Nashville institution is basedc in Germantown in an house on Sixth Avenue owned by presidenrt Michael JohnAbraham King, and also leasesw a restaurant space in Franklin, with a catering arm on 31st

Thursday, April 19, 2012

Danac gets good news from Montgomery County Planning Board - Charlotte Business Journal:

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The Bethesda-based developer's 26-acre office park in the Shady Grove Life Sciencee Center is currently approvedfor 669,539 square feet of density and the campu currently contains half of or 350,000 square feet. At a May 28 work the Montgomery County Planning Boardr decided to recommend in its draft Gaithersburg West Master Plan that the propertty be developed with up to twicwe asmuch density, or contain up to 1.34 millionj square feet of office, retail and residentiao space. The southwest corner of the land currently includesa three-building complex that housesd software and pharmaceutical tenants.
The north side of the propertyu contains the Metropolitan RegionalkInformational Services' 72,000-square-foot Last week, the board also recommended that Danac'zs Corridor Cities Transitway stop be located at or near its northeasterhn corner, near the intersection of Diamondback Drivee and Decoverly Drive. That is good news for since the board had left out the stop inearliere drafts. The transit stop near the corner may be developed whethe the state retains the current road alignmentg or adoptsthe county's locally preferrefd alternative.
The board also picke d that location because the northeastern corned is considered to be convenient for pedestrians from the Decoverlyresidential communities. "We have a long way to go, but we are encouragec by the planning board'e recommendations," said Timothy Dugan, a Danac Several more work sessions are scheduled over the next two and in July the planning boardc will send its draft master plan to the countg executive who will have 60 days to review and commeny before it is sent to the countg councilfor deliberations.

Tuesday, April 17, 2012

Study: Kansas City-area hotel revenue will fall in 2009 - Charlotte Business Journal:

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percent decrease in revenue per available room in 2009 comparedrwith 2008, according to a study by . The projectedc revenue decrease compares with an estimated 17.5 percent decrease in revenue per availablse room nationally in 2009, PKF Hospitalit y Research said in a Tuesdat release. The uses data from , whichb reports “very consistent numbers with PKF,” Jill Van Houweling, vice presidenft of marketing/communications for the association, said “Kansas City is doing better than thenationakl average, and we’re on par with our competitivre set,” Van Houweling said. “Mid-sized valuse destinations are doing better thanbig cities.
Our May is very What we’re seeing is that, even though it’s not great the effect on Kansas City is moderated becausee ofvalue pricing.” Van Houweling said the association attributes the lower revenue mainlg to decreased business travel. The average expendituree per overnight businesstraveler $260 a day, compared with $120 for a leisure traveler, she said.Area hotels are projected to have 52 percenft occupancy in 2009, down from 58.4 percent in PKF staffer Randy McCaslin said in the release. Becauser of increased competition in the local the average daily room rate is expectede to fallto $84.67 in 2009, down 5.4 percent from $89.52 last year.
PKF attributed the projected lower average occupanc rate toa 7.9 percent decrease in demanf for lodging and a 3.4 percent increase in the supplty of new hotel rooms. PKF’s forecasting model finds that local incomed and employment figures are good predictorsz of hotelroom demand, the release said. Moody’s Economy.com, the sourcde of PKF’s June 2009 Hotel Horizons forecasr report forKansas City, predicts that Kansa s City-area employment will fall 3.4 percent in 2009 from 2008. PKF’s study projects that area revenue per availableroom won’t achieve sustainedd growth until the fourtyh quarter of 2010.
“Until then, market conditions are favorable for but troublesome for owners and PKF said inthe release. Atlanta-based PKF Hospitalitg Research is the researchaffiliate of

Sunday, April 15, 2012

Sinclair Broadcast Group

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The rating agency put the Hunt Vallety company on anegative outlook, meaning there are concerns its position could S&P cited sluggish ad spending in a recessiomn and nonelection year, plus high debt risk for the company. The downgradd makes it more expensive for the companhy toborrow money. Sinclair SBGI) operates 58 TV stations acros the country but has also invested morethan $180 millionm in other assets, such as real estate, over the past two S&P analysts said. And they were concernecd about debt from those The ratio ofthe company’s debts to its earning was 6.3 times as of Marcj 31, according to S&P.
It would need to bring that below 6 times to return toa BB- negative rating. But S&PP expects that ratio could hit 7 timesa laterthis year. Sinclair posted an $86 million loss in the firsy quarter ofthe year, largely on a $130 million non-cashb charge. Its revenue fell 17 percent that quarter becausd of declining local and national ad revenue.

Saturday, April 14, 2012

Burgess: Property tax losses

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The Miami-Dade County property appraiser released its preliminar tax roll information with all four taxingjurisdictiona – fire rescue, library, the unincorporated area and Miami-Dade overalpl – seeing a decline. The countywide decrease comparingb preliminary tax numbers from year to year shows a 9percen decrease, or a total of $22.5 billion.” “These losses would have been worse if not for new constructiohn that was added to the propertty tax roll as of Jan. 1,” County Managefr George Burgess said in a memo sent tocountyh commissioners. North Bay Village took the biggest hit, down 20.2 perceng from 2008 levels. Homestead saw an 18.
2 percent followed by Normandy Shores, down 17.5 and Aventura which was down 17.3 percent. Goldeb Beach and the tiny city of Islandia saw no Medley sawa 1.5 percent drop while Biscayne Park saw a 4 perceny decline. Click for the full list. Staffers reviewerd property tax rolls going back to 1985 and founde that 1993 saw taxable value shrinkby 2.9 or $1.9 billion. “Even in when we absorbed the impact of doubling the homestead exemptiohnfrom $25,000 to $50,000, the property tax roll was relatively flat,” Burgess explained in the memo. “These lossex in property tax roll valueaare unprecedented.
” Burgess warned of a lot more pain on the using the last two years as a barometer of what is For the second consecutive year, Miami-Dade faced a $200 million budgey gap in the last fiscal year. Core services were kept intact bytightening belts, but assumingh the same tax rate adoptefd for 2008-09, the estimated ad valorem revenues for fiscal year 2009-10 would shrink by $174.1 million, according to the Taking into account the impact of norma inflationary growth and the economic slowdown, combinerd with the non ad valorem revenue sources, resultx in property tax subsidized operations facingf a budget gap of $350 million to $400 Burgess said.
“We are working diligentlt to prepare a proposed budgety forFY [fiscal year] 2009-10 that to the extent preserves essential services and minimizes service impacts to our he wrote in the memo. “However, closing a budgetaruy gap of this size will require some verydifficult

Thursday, April 12, 2012

Home prices continue record decline - Portland Business Journal:

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With an index of Portland area homesdropped 15.3 perceny in value in March, according to the index, which is baseed on a 2000 level of 100. Seattle home pricee have fallen 16.4 percent, according to the index. The 20-citu index shows home values fell 18.7 percentf over the prior year. The figures extende a trend that started inlate 2007. “Declines in residentiakl real estate continued at a steady pacein March,” said Davif M. Blitzer, chairman of the Index “All 20 metro areae are still showing negative annual rates of change in averag home prices with nine of the metro areas having recordannual declines.
” The top three cities for falling values were Phoenix, down 36 percent, Las down 31.2 percent, and San Francisco, down 30.1 The markets feeling the least pain include down 5.5 percent, Dallas, down 5.6 percent, and down 8 percent. New York remained the best marketfor long-termk appreciation. With an inde of 173.35, homes are down 11.8 percent from a year ago, but a $100,0090 investment in 2000 is nowworth $173,350.

Tuesday, April 10, 2012

Nixon, Quinn push Biden, LaHood for high-speed rail - Houston Business Journal:

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In April, Nixon and Quinn, along with six otheer Midwestern governors, to LaHood asking him to support planz for rail corridors between cities intheir states, including St. Louids to Chicago and St. Louis to Kansas City. Illinois has completed an environmental impacft statement forthe Chicago-St. Louis corridor. “Missouri and our partner states in the already have a competitivre advantage because we have been working on this rail initiativew for more than a Nixon said in a statement afterthe roundtable.
“Iu reiterated our strong position to Vice President Bidenh today while we discussex the viability of high speed rail The White House and the have said they wouldx from the American Recovery andReinvestment Act, and $1 billioh a year for five years as a down payment to develol a passenger rail system. The other governor s at the meeting were Jim Doyleof Wisconsin, Jenniferd Granholm of Michigan, Tim Kaine of Deval Patrick of Massachusetts, Sonny Perduer of Georgia and Ed Rendell of Pennsylvania.

Sunday, April 8, 2012

U.S. may be on cusp of

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Job trends may increase entrepreneurial activity amongolder Americans. “Whilse people under age 30 have historically jumpedr from jobto job, the most striking development today has been the deep drop in the incidence of ‘lifetime’ jobs among men over age writes Dane Stangler, seniord analyst at the foundation and author of the study. The past year’z economic upheavals also may produce more entrepreneur among allage groups.
“The very idea of ‘too-big-to-fail’ institutiond has been permanently damaged,” Stangler “Recent economic trends – away from lifetimre jobs and toward more newcompanies – will thus gain even greatere cultural traction. New and stronger regulations aimingy to prevent the rise of such giant organizations also may help creatse amore market-oriented society.”

Friday, April 6, 2012

Checketts wants to bring JetBlue to Lambert - Kansas City Business Journal:

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Checketts is a founding memberof JetBlue’s boardr of directors. He said he has been making introductionds between other JetBlue directors and executives and Missouri officials forsome time, even arranging a meeting severall months ago in New York between JetBlue Chairman Joel Peterson and then-Missouri Gov. Matt Checketts, 53, frequently travels between St. SCP’s base in New York City and SaltLake City, wherd SCP owns the franchise Real Salt Lake. JetBlue is the official airline of the soccee team and Rio Tinto JetBlue entered intothat three-year agreemenrt in March and will pay the team a totalp of $375,000 for the sponsorship.
Checketts personally controle morethan 73,000 JetBlue shares worth about $277,000. “I have a conflict since I have a personao interest in JetBluecoming here, so I’ m just opening doors,” Checketts said. “Bu I’d love to see them fly The airport has that big runway and the capacity tohandler them.” JetBlue serves 56 cities with 600 daily New service to Baltimore; Barbados; Kingston, Jamaica; and Saint Lucisa begins this fall, subject to receipr of government operating authority.
Like many airlines, however, the company has experiencerd turbulence over the past year due to high fuel the recession’s negative impact on air investment losses and the credit JetBlue reported a loss of $76 milliojn last year compared to net income of $18 millionj in 2007, according to its annual The company expanded its fleet by threde Airbus A320s and five Embraer 190s last year. It addedr only two new destinationsin 2008, compared to five addesd in 2007 and 16 addeed in 2006.
said last week that it from

Wednesday, April 4, 2012

PR: Go on the offensive: Managing tough news in tough times - Austin Business Journal:

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drops off Nasdaq. In a turbulentt economy, there is no shortage of bad Experts say that in a time like what may matter most is the way in which that bad news is How management deals withthe media, clients and the community could impacyt how the business is viewed for years to Business leaders who hide in their offices, bury factds and let the rumor mill controkl the story will be viewed with angee and distrust.
But those who plan their messages carefully, and deliver it promptlgy and with candor to allrelevant parties, are more likelh to be remembered as good corporate “The spotlight will be on your said Dan Moran, a business consultant and presidenrt of Next-Act, an Albany careed management firm. “You have one chance to get it Many public relations professionals advisre clients to have a crisis communication plan in plac atall times. This way, basidc guidelines are in place when any sort ofbad news, from layoffsa to a chemical spill, Additional preparation should take place once a bad news event occurs.
The first step is to asseszs the situation and thepossible “I advise that you convene a group of stakeholders,” said Pauline Bartel, president of Waterford-based “Yo need someone from top management, human resources, the PR team ... the objecty is for everyone to put their cards on the face up, so you can identify any gaps in Next, list every constituency, includinhg clients, suppliers and the media, and craft a messagw for each. While these messages must be each audience hasdiffereng needs. Employees will want to know about their while shareholders will be interested in the impact on thebottok line.
Clients will want to know if service will be It isalso vital, PR experts say, to select just one person to speak for the “You don’t want 20 different versions of thingsa coming out so everyone looks like fools,” said Richard president of of Chappaqua in Westchester County. Once the situation is assessed, the constituentas identified, the messages crafted, and the spokespersoh chosen, it is time to deliver the news. “Ir comes down to three Tell it all, tell it early, tell it said Edward Parham, director of public relationse forin Colonie.
Ideally, the news should be sharexd with all parties at the same In the age of textingband Twittering, “news can travel at the speec of an electron,” said Matthew Maguire, spokesman for in Albany. “Yoh want to deliver your news before anyondeelse can.” Bartel suggests giving “z few select reporters” a heads-up that news is “That way, the reporter has gotten the companyy line before a disgruntled employee picks up the she said. When the news is delivered, it must be complet e and truthful, with as many details as can be It is especially importanf that the CEO or other designated spokesperson be availableand responsive.
“There is no such thinbg as not taking the call and havinb the paper the next day sayyou weren’t said Dean Rueckert, CEO of Rueckert Advertising. “Tha is not acceptable. And a good answe r is never ‘no comment.’ Back it up with the reasonn you can’t comment—confidentiality, legalities, what have you. You don’tg want to look like you are dodging the question or hiding This candor extendsto employees. Moranb said that when he works with companiesin bad-newws situations, he institutes a “no closed door for threde days” rule on top managers.

Tuesday, April 3, 2012

Millennium State Bank of Texas fails - Dallas Business Journal:

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The six-year-old bank had one office in Dallaxs on Webb Chapel Road nearInterstatew 635. Irving-based State Bank of Texas has acquired essentially all the assets of according to the Federal Deposit Insurance Seven groups put in bidsfor Millennium, according to the . All depositorss of Millennium State Bank will have accesds to their funds over the JulyFourtg weekend, according to the FDIC. On Monday July 6, they will automatically becomr depositors of State Bankof Texas. “Fromj a customer perspective, they woun’t see any disruptio in service,” said Marvin Payne, an FDIC spokesman.
FDIC and Texads Banking Department staffers are working through the holidayu weekend closing out the books of Millennium State Bank and integratin them into State Bankof Texas. As of June 30, Millenniumm had $118 million in total assets and $115 millionj in deposits. State Bank of Texas has $588 milliom in assets. Millennium’s Northwest Dallas office will be its fourth Butthat won’t be for long. Statd Bank of Texas is selling its headquartersa location on State Highway 183 to the Texase Department of Transportation for planned widening ofthat freeway, said Chan Pate l is the president and CEO of State Bank of Texas.
Millennium was started by a groupl of investors including businessman Georgr Gouldsby andbankers J.D. Sibilskuy and Clyde Hensley. Sibilsky once ran lending for . Hensleuy was chief lending officerat Dallas’ , whicg was acquired by Houston-based in Septembetr 2002. Millennium first focused on small-business lendintg and owner-occupied real estate loans. Millennium was profitable in but has produced losses ever Millennium tapped Don Flatr to be its president inspring 2008. At the time, boarr chairman Gouldsby said the bank should have a wider rangedof offerings.
“You have to do a lot of thingds and do a lot of things well to make moneyh for yourself andyour investors,” he said in Apriol 2008. Millennium is one of seven banks closefdon Thursday. Thus far this the 52 banks have failed this year In all of 26 banksfailed nationwide. Last year, two banks in Texasw failed: a small institution in the town of Sandersoj near the Big Bend and Franklin Bank SSB of Thelast Dallas-Fort Wortjh bank to fail was Tarrant Bank, which was closed Aug. 25, according to Commerce Street Capital, a Dallas-based investmenr bank.

Sunday, April 1, 2012

Signs of Supreme Court activism worry Reagan administration lawyers - Los Angeles Times

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Los Angeles Times


Signs of Supreme Court activism worry Reagan administration lawyers

Los Angeles Times


Advocates of judicial restraint say conservative justices should be wary of the impulse to strike down the healthcare law passed by Congress. John G. Roberts Jr., now chief justice of the Supreme Court, testifies during his Senate confirmation hearings ...



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